Ogdensburg, New York

About OSG

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I'm Mike Frary. I run the finance office for a heavy civil contractor.

Payroll and certified payroll every week. The billing packets that get them paid — pay applications, lien waivers, the approvals that go with them. Five accounts reconciled every month. WIP schedules for their bonding company. The cash flow forecast behind what gets paid on Friday.

I also write the software I use to do it. When something took too long, I built a tool for it — reconciliation that matches transfers across accounts automatically, payables that route themselves, estimates that load into the accounting system without being retyped.

I started OSG to do this work for other businesses. Most of it happens remotely. For local clients I'm on site when it makes sense.

I'm in Ogdensburg, on the St. Lawrence.

Day to Day

The work I actually do

Not a service list — this is what a normal week looks like.

Weekly payroll, tax deposits, and certified payroll for prevailing wage jobs

Pay applications, lien waivers, and the approvals that get a job paid

Payables, vendor records, W-9s, and 1099 tracking kept current all year

Monthly close across multiple bank and credit accounts

WIP schedules and financial packages for bonding companies and banks

Workers' comp audits, insurance audits, and agency correspondence

Job costing, budgets, and costs to complete kept up in the software

Tax returns — individual, business, and rental property

Credentials

The short version

IRS PTIN

Registered with the IRS as a paid tax return preparer.

QuickBooks

Years of hands-on work — setup, cleanup, job costing, and the ongoing problems that come up in a real file.

Open since 2024

OSG is a young practice. The work behind it isn't — it's a full contractor finance office, run every week.

Why "OSG"

The legal name is Oswegatchie Shoreline Group, after the river that runs through town. Nobody outside St. Lawrence County can spell it, so we go by OSG.