Rooted on the River • Proudly Serving the North Country

Tax Season, Simplified

From the banks of the Oswegatchie to businesses across the North Country — we help individuals, families, small business owners, and rental property owners file with confidence and keep their books in order year-round.

Services Built Around You
From simple W-2 filings to rental property accounting to full-service payroll, we provide the financial clarity your family and business deserve.

Individual Tax Returns

1040 preparation for W-2 employees, retirees, freelancers, and families. We maximize deductions and handle multi-state filings.

Business Tax Returns

Partnership, S-Corp, and C-Corp filings (1065, 1120S, 1120) for small businesses of all types. Strategic tax planning to keep more of what you earn.

Rental Property Taxes

Schedule E preparation, depreciation tracking, expense management, and tax strategy for single-property landlords and multi-unit investors alike.

Bookkeeping & QuickBooks

Monthly reconciliations, expense tracking, and financial reporting. We have hands-on experience with QuickBooks and can help with setup, cleanup, and ongoing issues.

Payroll Services

Full-service payroll processing with tax filing, direct deposit, W-2s, and quarterly filings — all at prices below the big providers.

Contractor Services

Specialized support for construction businesses — job costing, certified payroll, and CFO services. Learn more →

Transparent, Time-Based Pricing
Our pricing reflects the time and complexity of your return. We provide estimates up front and never surprise you with hidden fees.

Individual Returns

1040 Tax Preparation

ServiceStarting Price
Base 1040 + 1 Statefrom $150
Schedule C (Self-Employed)+ $100
Schedule E (Rental Properties)+ $100 / property
Amended Return (1040X)from $150
All prices shown are starting prices. Final cost depends on the time and complexity of your return. We'll provide a clear estimate before we begin — no surprises.

Business Returns

Partnership, S-Corp & C-Corp

Entity TypeStarting Price
Partnership (1065)from $500
S Corporation (1120S)from $500
C Corporation (1120)from $500
Business returns are billed based on time and complexity. Starting prices reflect straightforward filings. We'll provide a clear estimate after reviewing your situation — no surprises.
Know Your SE Tax & Quarterly Payments
If you're a freelancer, contractor, or sole proprietor, self-employment tax is likely your biggest tax surprise. Enter your numbers to see what you owe — and how much an S-Corp election could save you.
$
$36,000 (30% of gross)
0%25%50%70%
Your Self-Employment Tax
$11,540
in SE tax alone (Social Security + Medicare)
Net SE Income$84,000
Social Security (12.4%)$9,622
Medicare (2.9%)$2,251
SE Tax Deduction (50%)−$5,770
Est. Income Tax$10,294

Total Estimated Tax$21,834
Quarterly Payment Due$5,459
Potential S-Corp Savings
$4,414 / year
By electing S-Corp status and paying yourself a reasonable salary, you could avoid SE tax on distributions. We can help you decide if it's right for you.
Let's Talk About Your Tax Strategy
* Estimates based on 2025 tax rates and brackets. Does not include state taxes, credits, or itemized deductions. The S-Corp estimate assumes a 60/40 salary-to-distribution split. For a personalized analysis, schedule a free consultation.
Full-Service Payroll, Less Than You'd Think
Unlimited payroll runs, tax filing, direct deposit, W-2s — all included. Enter your employee count to see what you'll pay and how we compare.
Provider Monthly Annual vs. OSG
These are real-world estimates based on published pricing — and they're pretty close to what you'll actually pay. That said, every business is a little different. Factors like pay frequency, add-ons, or special compliance needs can nudge costs up or down. Contact us for your exact quote.
Your OSG Payroll Cost
$84.50
per month — unlimited payroll runs
Base Fee$37.00
Per Employee$4.75 × 10

Monthly Total$84.50
Annual Total$1,014.00
Your Avg. Savings vs. Competitors
$318 / year
Compared to the average full-service competitor shown.
Get a Payroll Quote
Year-Round Financial Support
Whether you need monthly bookkeeping, help getting QuickBooks dialed in, or a fractional CFO to guide big decisions — we're here beyond April 15th.
Monthly bookkeeping and reconciliations
QuickBooks setup, cleanup, and ongoing support
Cash flow forecasting and budgeting
Quarterly tax planning and year-end strategy
Rental property income and expense tracking
Accounts payable and receivable management
Schedule a Consultation

We Speak Construction, Too

We understand the unique challenges contractors face. From job costing and certified payroll to WIP reporting and CFO-level strategy — we're built to handle the financial side of construction.

Job costing & project profitability
Certified payroll & prevailing wage
Subcontractor 1099 management
See All Contractor Services →
0%

of our clients file on time, every time

Book Your Free Consultation
Tell us a little about yourself and we'll reach out to get you started.

Let's Talk

Whether you need a simple 1040 or a full CFO partnership, we're here to help you navigate the numbers with confidence.

Ogdensburg, NY — Where the Oswegatchie meets the St. Lawrence
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